Private finance advisory, built around your numbers
Build yourasset.
Mortgage approval, refinancing, life protection, estate planning and unit trust — translated into cash flow, DSR and the next best move.
Start Here
What brings
you here?
Choose a goal. I'll show you exactly how I help.
Get approved on the best terms.
Buying your first home or your next property? I compare packages across banks, assess your eligibility before you commit, and manage the entire application end-to-end — so you walk in knowing the answer is yes.
The Journey
One advisor for
every milestone.
First Home
Mortgage application & advisory. I compare bank packages, check your eligibility, and run the whole application — best available terms, zero guesswork.
The Smart Switch
Refinancing application & advisory. Old rate eating your salary? I calculate your true savings and handle the move to a better package.
The Safety Net
Life insurance that protects your income and the people who depend on it — sized to your stage of life and your budget.
Life only · general & Islamic not coveredGrowth
Unit trust investing through professionally managed funds, matched to your goals and risk appetite — and reviewed as life changes.
Legacy
Estate planning — wills, nominations and a proper plan, so everything you built reaches the right hands without delay or dispute.
Live Tool · No. 001
Know your numbers
before the bank does.
Estimates only, based on a standard amortising loan. Actual offers depend on bank assessment, your credit profile and prevailing rates. Talk to me for a real eligibility check.
The Toolkit
Property tools,
ready now.
Mortgage, refinancing, progressive interest, rental yield, RPGT and tenancy stamp duty screens in one consistent Finance Lim toolkit.
Mortgage Calculator
Estimate loan amount, monthly instalment, total interest and purchase entry costs.
● Live NowNo. 002Mortgage Comparison Tool
Compare two mortgage offers by instalment, interest cost, payoff timing and balance path.
● Live NowNo. 003Mortgage Eligibility Calculator
Screen maximum loan eligibility from net income, commitments, DSR and rate assumptions.
● Live NowNo. 004Progressive Interest Calculator
Estimate construction-stage progressive interest using the standard progress billing schedule.
● Live NowNo. 005RPGT Calculator
Estimate Real Property Gains Tax from owner status, holding period and chargeable gain.
● Live NowNo. 006Refinancing Calculator
Check refinance, cash out, top up, monthly saving and DSR impact in one screen.
● Live NowNo. 007Rental Yield Calculator
Calculate gross and net rental yield from price, rental and monthly maintenance.
● Live NowNo. 008Tenancy Stamp Duty Calculator
Estimate tenancy agreement stamp duty from monthly rental and tenancy period.
● Live NowNo. 009Credit Card Comparison
Compare Malaysian credit-card fit by income, spending focus, fee preference and mortgage-readiness impact.
Get In Touch
Your move,
made simple.
A complimentary, no-obligation consultation. Tell me a little about what you need — I'll reply within one working day.
Prefer email? Write to isaac@financelim.com